by Roxanne | Sep 23, 2025
Increased NIM from the 27th to the 82nd Percentile We increased net interest margin from the 27th to the 82nd percentile in the time we have been working with The Emmerich Group… I don’t think we could have come out of those tough couple of years without...
by Roxanne | Sep 23, 2025
NIM from 3.63 to 3.95% in a Year Our loan growth was up $100 million in less than five months during the heart of a recession while we improved loan quality. Return on equity increased from 7.18% to 10.44% in a year. Net interest margin increased from 3.63 to 3.95% in...
by Jagdish | Sep 21, 2025
Grown 66%, Achieved 37% ROE, and Increased NIM to 5.7% Before The Emmerich Group, we were a really good bank with great numbers. Now, after a few short years, we have grown 66%, achieved a 37% ROE, increased our net interest margin to 5.7%, and just hit the...
by Jagdish | Sep 21, 2025
Increased 40 Basis Points Our net interest margin is now over 5.0, an increase of over 40 basis points in the past year. Our three-year goal for net income was realized in the first year working with The Emmerich Group. I can attribute over $47 million of additional...
by Jagdish | Sep 21, 2025
Bottom to Top NIM Quartile in 2.5 Years Net income has grown 50% over last year… in less than one year with The Emmerich Group. I belong to a bank CEO group where they point out what is wrong—I already knew what was wrong—I just didn’t know how to fix it. The...